FAQs

XBorderAuto Provides the Legal Protection and Coverage You Need to Drive in Mexico.

Driving to Mexico is an Adventure

We know that driving to Mexico is an exciting adventure and we want you to stay safe. So, we’re equipping you with the knowledge you need for your journey. Here are the answers to our most often asked questions about driving to Mexico. If you have any further questions, we are always happy to answer them, get in touch: info@xborderauto.com. Remember, to get your Mexican auto insurance quote and buy your insurance policy before you travel.

Driving to Mexico FAQs feature image

XBorderAuto Answers your FAQs for Driving to Mexico:

Mexican insurance is not always mandatory if you travel to the cities and towns along the border. But, if you have an accident a Mexican insurance policy reduces the chances of detainment or jail. A Mexican auto insurance policy will limit the financial burden you may face after an accident. Please note, that Mexican insurance is not “diplomatic immunity”. An accident in Mexico may still be a felony, or considered as one. U.S. or any other non-Mexican insurance, does not cover your liability for accidents in Mexico. Nor does it fulfill the basic need of insurance or proof of financial responsibility.
Policies from non-Mexican Insurance companies are not considered proof of financial responsibility. Some major U.S. Insurance Companies cover damages to your vehicle if you are no more than 25 miles into Mexico. But, they do not cover damages to other parties. This is why you must also have a Liability Only policy from a Mexican Insurance Company.
You will need the license holder’s contact information to buy coverage for collision, fire and theft. You may buy your insurance with AMEX, Visa, MasterCard, Discover and by Pay Pal System. Keep at hand while driving in Mexico:
– driver’s license
– current registration
– domestic proof of insurance
Your Mexican Insurance policy does not need all the owners or drivers of the vehicle listed on the policy face. Anyone who is driving to Mexico must have a valid driver’s license.
Immediately call 01 800 911 911 9 if you have an accident. The adjusters of ANA Seguros will respond immediately. They will also provide further instructions based on your specific situation. If it is possible, also report the accident immediately to the Mexican Authorities.
ANA’s personnel in the claims department are fluent in both Spanish and English.
Since June 2009, you must show a passport or passport card to cross back into the United States by land.
Federal Police
When you drive on any Federal road there are the offices who address traffic incidents. Their distinctive black and white cars are easy to identify. They have authority on the roads between cities and towns, or on open highways. You might see them setup on the side of the road with high powered weapons. They are ensuring the security to the upcoming town.
State Police
Identified by the words Vialidad y Transportes on the sides of their cars. These State Trooper police supervise all commercial vehicles. They drive marked white, yellow and blue vehicles. They do not handle normal traffic tickets or accidents.
Municipal Police
These officers enforce all driving traffic conditions around town.

Driving to Mexico with your pets is a great idea and with the right documents it will be a breeze! Here’s what you need to know:

  • You need an International Certificate of Good Health for your pet. Get yours from a licensed veterinarian who has examined your pet.
  • You will also need a Proof of Vaccination against rabies and distemper. This should be administered at least 15 days before your pet travels to Mexico.
  • We recommend you bring proof of ownership. Keep it in a safe and accessible place with your Mexican auto insurance documents.

When you return from your holiday your pet will unlikely need to get quarantined unless:

  • You do not have the correct documents.
  • The US border guards suspect your pet of being ill.

A Forma Migratoria Multiple (FMM) is essentially a Mexican tourist card and is very similar to a tourist visa. If you are staying in Mexico for more than 72 hours or traveling further than the “border zone” then you will most likely need to buy a Mexican Tourist Card/FMM.

If you need an FMM card you can get one at the border crossing for around $24 per person there are also websites that you can purchase your tourist card from.

Ensure that a Mexican official stamps your FMM card and then keep it safe for the duration of your vacation in Mexico. Remember to write down your FMM number somewhere just in case your card gets misplaced.

Get the Most Out of Your Adventure!

Our team know that driving to Mexico is an adventure! They’ve been there and done it to bring you the best places to visit, top tips on staying safe and essential knowledge to make driving in Mexico a breeze. Our well researched travel tips are all in one handy place and are designed to ensure that you get the most out of your Mexico adventure.

We reveal our favourite beaches, incredible historical attractions, amazing nature reserves and interesting facts about Mexico to keep everyone excited on your drive to Mexico.

Discover the best places to visit and arm yourself with essential information with our top Travel Tips.

Get Your Auto Insurance Quote & Policy Before Driving to Mexico

You must get Mexican Auto Insurance before driving your vehicle in Mexico.

Complete our simple online form to get a quote and buy your insurance policy before you drive to Mexico. Get in touch if you have any questions or need more information: info@xborderauto.com.

Get A Quote Now

What do I do if I’m involved in an Accident while in Mexico?

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Making a Claim when Driving in Mexico

If you have an accident first check that everyone is safe. You must then immediately report the incident.

Report your claim to ANA Seguros. Call 01-800-911-911-9 and if is possible report the incident to the Mexican Authorities.

In case you get involved in an accident try to remain calm. Remember that you and other occupants of the vehicle are the most important. Have confidence that you are well protected by your Mexican vehicle insurance.

Please keep your policy available at all times when reporting the incident. You will speak to a bilingual operator who will ask you essential information.

FAILING TO REPORT A CLAIM BEFORE YOU LEAVE MEXICO, MAY AFFECT YOUR RIGHT TO BE INDEMNIFIED ACCORDING TO THE CONDITIONS OF YOUR POLICY. THE COMPANY MAY HAVE THE RIGHT TO DENY COVERAGE.

Learn More About Making an Auto Insurance Claim

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